Understand the opportunity
Start with the employer’s existing benefits, workforce, and the everyday needs they want to address.
02 / QUANTUM HEALTH BENEFITS
Everyday support.
A stronger benefits conversation.
Help employers explore a supplemental benefits program that works alongside their existing major medical plan—with everyday care, wellness resources, and limited indemnity benefits.
SUPPLEMENTAL BENEFITSVIRTUAL CAREWORKFORCE SUPPORT
Care beyond the basics.Explore the benefits. Review the workforce. Start a tailored conversation.
DREAMS / QUANTUM / YOUR NEXT POSSIBILITYEveryday careVirtual care, pharmacy & wellness
Supplemental protectionBenefits with defined limits
Employer conversationsWorkforce & payroll review
QUANTUM / THE PROGRAM AT A GLANCE
See the bigger picture.
Explore the everyday benefits.
Your visual guide to the Quantum program, individual benefits, and family care services. Select the graphic to see the full-size view.
Supplied Dreams program graphic. Review current plan documents and an employer-specific proposal for benefits, eligibility, costs, and savings.
Download graphicA CLOSER LOOK / BUILT AROUND EVERYDAY NEEDS
More ways to support
the people behind the business.
Explore the benefit areas described in your Quantum materials. Each area plays a different part in the employee experience.
EVERYDAY CARE
Help is closer than they think.
The supplied guides describe virtual urgent care and services that can help employees navigate common, non-emergency needs.
- Virtual urgent care and behavioral health services
- Prescription benefits, subject to the current formulary
- Virtual veterinary support described in the program materials
PROTECTION
An added layer of support.
Limited indemnity benefits can provide defined payments for covered events, subject to the applicable plan.
- Hospital indemnity, emergency room, and ambulance benefits
- Accident and critical illness benefits with specific restrictions
- Inpatient surgery and anesthesia benefits described in the summary
WELLNESS
Small steps. More everyday support.
The program materials bring wellness education and personal development into the benefits conversation.
- Health-risk assessments and wellness education
- Stress, sleep, and smoking-cessation resources
- Zig Ziglar coaching described in the overview
FAMILY SUPPORT
Look beyond the employee alone.
The supplied materials describe family access to telemedicine and prescription benefits. Review who is covered and how each service works.
- Confirm covered family members in the selected plan
- Review service access, exclusions, and benefit limits
- Use the employee support guide to explain the next steps
Quantum supplements existing coverage; it does not replace major medical insurance. Benefits, eligibility, exclusions, covered family members, and limits depend on the applicable plan documents.
FROM INTEREST TO A USEFUL NEXT STEP
Make the conversation
specific to the employer.
Prepare the payroll review
Use the proposal guide to identify the required payroll export and work-state information. Follow the provider’s designated secure submission process.
Review a tailored proposal
Initial estimates depend on the supplied payroll information. A full payroll census is used before implementation to establish final figures.
What to bring
- One completed pay period from the payroll system
- Gross and net pay, itemized taxes and deductions
- Employee work-state information, as requested in the guide
What to confirm
- Current employer and employee eligibility
- The applicable benefits, exclusions, and plan documents
- Any employer-specific savings or tax treatment through qualified review
Group eligibility and any employer-specific savings or tax treatment require a current review. Start with the proposal guide and the employer’s actual circumstances.
THE QUANTUM RESOURCE SHELF
Good conversations
start with useful handouts.
Preview a brochure or use its small download icon to keep a copy. Start with these four essentials.
Executive overview
The program, everyday benefits, and the employer conversation.
Everyday employee support
A concise guide to care, wellness, and supplemental benefits.
Plan benefits at a glance
A one-page introduction for your next benefits conversation.
Proposal preparation guide
Payroll export requirements and the tailored proposal process.
Go deeper into the program
Telemedicine & behavioral health
Virtual-care topics and behavioral health services in the supplied guide.
Accident & critical illness
Benefit limits, waiting periods, age restrictions, and exclusions.
Fully-insured program overview
The provider’s explanation of the program’s insurance design.
WellSpring partnership
A short introduction to the partnership described in the source.
Program details · July 2025
Historical program details and illustrations. Confirm current terms.
July 2025 program details are a dated reference. Confirm current program terms before using any illustration.
KNOW BEFORE YOU GO
A clearer path
to the next conversation.
Does Quantum replace major medical insurance?
No. The supplied materials describe supplemental fixed-indemnity benefits and related services. Review the employer’s major medical coverage separately.
Is there one employee minimum or guaranteed savings amount?
The supplied documents use different employee minimums and illustrations. Confirm current eligibility through a workforce and payroll review, and use an employer-specific proposal instead of a blanket savings promise.
Are the accident and critical illness benefits unrestricted?
No. The detailed handout includes benefit-year limits, age restrictions, waiting periods, and exclusions. Review that handout and the full current plan documents before describing coverage.
Where should payroll information go?
Use the provider’s approved secure process described in the proposal guide. This site has no payroll upload form; arrange the next step with Mike or the program team.
Start with one employer conversation.
Bring a business need. We’ll help identify the next step.